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To Jennifer & the First United Bank Team… I wanted to take this opportunity to express my gratitude for a special individual at your company. At this point, I have had the pleasure of working with Robert Meagher twice in the last year or so. First, on our original purchase of our beautiful home in...
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These are loan-stopping HUGE mistakes that people make every day…so I am here to help spread the word so that you don’t do the same! So picture this… You found your dream home, you got pre-approved at a payment you can afford and now are just waiting to close. Time to take it easy –...
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This image shows Jen Guidry as she explains how to choose a lender
I am going to explain to you why APR and ONLY focusing on it when you are comparing lenders is the WRONG thing to do. We have become brainwashed to believe that APR is the only thing to look at. Guess what, though? It is not. APR is basically the cost of a loan over...
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IMPORTANT ANNOUNCEMENT!  IF YOU ARE SELF-EMPLOYED and looking to buy, build or refinance a home, this information is for you! Beginning June 11, 2020, there is an important guideline update for ALL Fannie Mae and Freddie Mac loan applications. If you are self-employed or if you are a Realtor that is working with a self-employed borrower,...
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Today I am going to explain to you WHAT 3 NUMBERS MATTER THE MOST ON HOME LOAN APPLICATIONS. The 3 numbers that matter are YOUR CREDIT SCORE, YOUR DEBT-TO-INCOME RATIO AND YOUR LOAN-TO-VALUE RATIO.  These specific numbers matter because they affect your ability to qualify for a home loan as well as your interest rate...
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My name is Jen Guidry and I am a loan officer in San Antonio Texas. Tax season is here, but there is still time for homeowners to maximize their tax savings. Here are tips to help you reap home-related deductions. Now, I will tell you that I am a loan officer and not a CPA so please...
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My name is Jen Guidry and I am a loan officer in San Antonio Texas. Tax season is here, but there is still time for homeowners to maximize their tax savings. Here are tips to help you reap home-related deductions. Now, I will when you that I am a loan officer and not a CPA so please...
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San Antonio Express News September 20, 2019 Veterans, we have some exciting news for you! There are substantial changes coming to the maximum VA loan limits next year. There won’t be any! You can thank the “Blue Water Navy Veterans Act of 2019” that had some verbiage snuck into it regarding the loan limits for...
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Are you a home owner who has lost their job due to the COVID-19 Pandemic and can’t make your mortgage payment? This pandemic has left many home owners jobless. DON’T quit making your house payments without watching this VIDEO! There are steps you can take. If First United is your mortgage servicer you can call...
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Realtors and Home buyers. If you are in the process of selling, buying or refinancing a home right now. I will share with you changes and expectations we are currently experiencing in the mortgage industry and some tips on how to make your loan process go as smooth as possible. Stay Healthy and God Bless!
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