Mortgage Loan Limits for 2021

Jen Guidry > Blog > Mortgage Loan Limits for 2021

We are seeing increases in mortgage loan limits in 2021 for both conforming and FHA loans.

On conforming loans, the new limit is $548,250. 

What does that mean to you? Well, you can purchase or build a house up to approximately $577,000 and ONLY put 5% down!

FHA also released their 2021 loan limits, and we saw a pretty hefty increase here also. For Bexar County and surrounding areas, the new limit is $403,650. That means you can purchase a home up to approximately $418,000 with ONLY putting 3.5% down!

And of course, VA has no loan limit as long as you have full entitlement. You can finance up to 100% of whatever you are purchasing, as long as you qualify. 

Ladies and gentlemen… it’s time to start house shopping!! With rates so low and loan limits so much higher, there has never been a better time to buy or build your dream home.

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