Jen Guidry > Loans > Physician Loans

Physician Loans

We are proud to partner with the medical community in assisting doctors and dentists with their mortgage financing.*

Physician-specific enhancements include the following:

  • 100% financing on loans up to $750,000
  • 95% financing on loans up to $1.5 million
  • FICO score of 700 up to $750K loan amount
  • FICO score of 720 for $750K to $1.5M loan amount
  • Competitive pricing with no mortgage insurance required
  • Student loans deferred for a minimum of 12 months are not included in DTI to qualify

Multiple options:

  • 30-year and 15-year Fixed Rate options
  • 15/1 ARM (30-year amortization; interest rate locked for first 15 years)
  • 30-year fixed & 15/1 ARM allowed on both jumbo and conforming loan amounts

For both new and experienced physicians:

  • MD, DO, DMD, DDS
  • Residents, fellows and practicing physicians are eligible
  • 1099 & Contract employment are eligible

*First United Bank account required to be auto debited.

Team Guidry


Jennifer Guidry

Mortgage Loan Officer

Ryan Fay

Mortgage Account Manager

Rose Hernandez

Mortgage Loan Assistant

Robert Meagher

Mortgage Loan Assistant

Mary Moore

Mortgage Loan Assistant

Our Services


Need Help ?

Please feel free to contact us. We will get back to you with 1 business day. Or just call us now



Approximate Timeframes for Closings

(These are subject to change based on individual loans)

Purchases – Approximately 30 days
Construction – Approximately 45 days
Refinance – Up to 120 days

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