It has been said that the hardest thing to get from a client is the blank page of a bank or asset statement.
‘Cause, I mean, WHY would a loan officer need to see something that has nothing on it?
Let me answer. First, WE don’t know it is the blank page. If a statement says it has 4 pages to it, we will always need all 4 pages. It helps to insure the integrity of the documentation that you are sending and it helps us certify that we have actually reviewed your docs for information that proves you have what you say you have.
The mortgage process has a lot of guidelines that lenders must follow, and this includes having complete documentation statements.
So the next time your lender asks for your bank statements etc. provide ALL of the pages, even when they are blank.