This morning, my head was full of all sorts of random things as you can see by the title. I actually first thought about how important it was for me to thank God for all of the gifts that I am given. It is by His hands and by His doing that I get to...Read More

If you have no credit score, getting one is easier than you think! Whether we like it or not, our world revolves around credit. If you don’t have a credit score or have little credit, it affects your mortgage rates and about a trillion different other things. You might wonder where to start…so I am...Read More

Yeah, that’s right…I just said that. Ladies, if you want people to take you seriously, you have got to show yourself some self-respect first. How you treat yourself and show yourself to the world will directly dictate how others treat you. Now, I don’t want to hear the BS of, “I can wear whatever I...Read More

Today’s post is about teaching you a little something! YAY! We are going to talk about “points”…mortgage points. It has occurred to me that a lot of people don’t truly have a grasp on what they are and what they do. So here you go… First, 1 point is equivalent to 1% of the loan...Read More

This is for someone very special to me. It is my answer as to why God allows suffering…how I have wrapped my head around it. Here goes… Before I can answer that question for you, there is some background that needs to be covered 🙂 Free Will: God has given us the choice to love...Read More

One of my greatest pleasures in life is such a little thing…but it makes me smile and laugh every single time. I think that most times, people (down here at least…that don’t have the northern sarcastic humor) don’t know how to take me. It’s totally OK. It makes ME laugh…so its all good. So….pretty much...Read More

I had one of those “God is talking to me” mornings this morning…big time. I had already decided this morning (like the very second I woke up) that I was going to write about my “gratitude journal” and share that with you, but then it evolved into other little goodies that I will talk about...Read More

I don’t know about you, but I have so many moments in my head that stand out to me just like snapshots in my mind. They are those moments in time that I can think of that “flash” like a picture briefly capturing a moment I hope that I never forget. Today, I am going...Read More

Here’s one for you: I have a mild form of dyslexia. I have been debating writing about this, but I figure that maybe I can encourage someone with it or something that is going through the same issues as I have on a daily basis. Mine didn’t really affect me when I was growing up,...Read More

If you know me, you know that I don’t like to see people get ripped off or taken advantage of. A few days ago, I had posted a video about this, calling it, “a barrage of shit”…because that is what it is. Today’s post is going to talk about all of the “mail” you get...Read More