People get overwhelmed when it comes to the construction loan process. Most believe that it is cumbersome and ultra-difficult to get one. Many want-to-be custom home clients believe that they have to put 20% down or sell their house first. People also make assumptions that all the lenders and banks have the same process and...Read More

2022 is certainly bringing in a lot of changes when it comes to many things, but the only thing I am going to talk about today is the astounding new mortgage limits! I am a Loan Officer, after all. The country has seen some pretty crazy price increases when it comes to housing prices as...Read More

The times that we are in right now are unlike any other time. I pray that everyone stays safe and that this pandemic comes to an end quickly. I pray for the successful recovery of those who are ill. I bet by now every one of you knows someone who has been affected by this...Read More

Well, maybe my clients don’t exactly frame it that way, but that is what everyone really wants to know….deep down inside. I know that you are brainwashed to believe that APR is the only thing to look at. Guess what, though? It is not. APR is basically the cost of a loan over time. It...Read More