Top 10 Things to Ask Your Construction Loan Lender

People get overwhelmed when it comes to the construction loan process. Most believe that it is cumbersome and ultra-difficult to get one. Many want-to-be custom home clients believe that they have to put 20% down or sell their house first. People also make assumptions that all the lenders and banks have the same process and...
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2022 Conforming Loan Limits – Woah!!

2022 is certainly bringing in a lot of changes when it comes to many things, but the only thing I am going to talk about today is the astounding new mortgage limits! I am a Loan Officer, after all. The country has seen some pretty crazy price increases when it comes to housing prices as...
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The times that we are in right now are unlike any other time. I pray that everyone stays safe and that this pandemic comes to an end quickly. I pray for the successful recovery of those who are ill. I bet by now every one of you knows someone who has been affected by this...
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What The Heck is APR, Anyway?

Well, maybe my clients don’t exactly frame it that way, but that is what everyone really wants to know….deep down inside. I know that you are brainwashed to believe that APR is the only thing to look at. Guess what, though? It is not. APR is basically the cost of a loan over time. It...
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