People get overwhelmed when it comes to the construction loan process. Most believe that it is cumbersome and ultra-difficult to get one. Many want-to-be custom home clients believe that they have to put 20% down or sell their house first. People also make assumptions that all the lenders and banks have the same process and...Read More
Save hundreds and maybe thousands of dollars on your property taxes! You may apply for homestead exemptions on your principal residence. Homestead exemptions remove part of your home’s value from taxation, so they lower your taxes. Who Qualifies for Homestead Exemptions If you purchased an owner-occupied house this year and the home is your principal...Read More
Loan officers across the country are facing unprecedented challenges through the COVID-19 pandemic, but with these challenges, comes extraordinary opportunity. For Jennifer Guidry, this year also presented personal challenges, with a major health scare taking her out of commission during one of the busiest times the mortgage industry has ever seen. Rather than let these...Read More
These are loan-stopping HUGE mistakes that people make every day…so I am here to help spread the word so that you don’t do the same! So picture this… You found your dream home, you pre-qualified at a payment you can afford and now are just waiting to close. Time to take it easy – maybe...Read More
I am going to explain to you why APR and ONLY focusing on it when you are comparing lenders is the WRONG thing to do. We have become brainwashed to believe that APR is the only thing to look at. Guess what, though? It is not. APR is basically the cost of a loan over...Read More
Today I am going to explain to you WHAT 3 NUMBERS MATTER THE MOST ON HOME LOAN APPLICATIONS. The 3 numbers that matter are YOUR CREDIT SCORE, YOUR DEBT-TO-INCOME RATIO AND YOUR LOAN-TO-VALUE RATIO. These specific numbers matter because they affect your ability to qualify for a home loan as well as your interest rate...Read More
Tax season is here, but there is still time for homeowners to maximize their tax savings. Here are tips to help you reap home-related deductions. Disclaimer: Please consult your tax advisor before taking any of these deductions. The Holy Grail of All Tax Deductions: Mortgage Interest The most significant tax deduction available for many people is...Read More
San Antonio Express News September 20, 2019 Veterans, we have some exciting news for you! There are substantial changes coming to the maximum VA loan limits next year. There won’t be any! You can thank the “Blue Water Navy Veterans Act of 2019” that had some verbiage snuck into it regarding the loan limits for...Read More
Are you a home owner who has lost their job due to the COVID-19 Pandemic and can’t make your mortgage payment? This pandemic has left many home owners jobless. DON’T quit making your house payments without watching this VIDEO! There are steps you can take. If First United is your mortgage servicer you can call...Read More
